Privacy Policy

This privacy policy applies to you, the User of this Website and Vestpoint Credit Repair (hereinafter referred to as the “Company” or “We”), the owner, and provider of this Website. The Company takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website. Please read this privacy policy carefully.

Definitions and interpretation

1. In this privacy policy, the following definitions are used:

3. In this privacy policy, unless the context requires a different interpretation:
   • the singular includes the plural and vice versa;
   • references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this privacy policy;
   • a reference to a person includes firms, companies, government entities, trusts, and partnerships;
   • “including” is understood to mean “including without limitation”;
   • reference to any statutory provision includes any modification or amendment of it;
   • the headings and sub-headings do not form part of this privacy policy.

Scope of this privacy policy

3. This privacy policy applies only to the actions of the Company and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.

Data collected

4. We may collect the following Data, which includes personal Data, from you:
   • Name
   • Contact Information such as email addresses and telephone numbers;
   • Financial information such as credit/debit card numbers, which you would have provided;
   • Other information provided
   • in each case, in accordance with this privacy policy and other legal documents.

Our use of Data

5. For purposes of the Privacy Act of 1974 (Privacy Act), the Company is the “data controller”.
6. We will retain any Data you submit for 1 month.
7. Unless we are obliged or permitted by law to do so, and subject to any third-party disclosures specifically set out in this policy, your Data will not be disclosed to third parties. This includes our affiliates and/or other companies within our group.
8. All personal Data is stored securely in accordance with the principles of the Privacy Act of 1974 (Privacy Act). For more details on security see the clause below (Security).
9. Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data may be used by us for the following reasons:
   • improvement of our products/services;
   • Used for providing the applicable financial product services purchased by the User;

in each case, in accordance with this privacy policy.

Third-party websites and services

10. The Company may, from time to time, employ the services of other parties for dealing with certain processes necessary for the operation of the Website. The providers of such services do not have access to certain personal Data provided by Users of this Website.

Links to other websites

11. This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. This privacy policy does not extend to your use of such websites. You are advised to read the privacy policy or statement of other websites prior to using them.

Changes in business ownership and control

12. The Company may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of the Company. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us.
13. We may also disclose Data to a prospective purchaser of our business or any part of it.
14. In the above instances, we will take steps with the aim of ensuring your privacy is protected.

Controlling use of your Data

15. Wherever you are required to submit Data, you will be given options to restrict our use of that Data. This may include the following:
16. use of Data for direct marketing purposes; and
17. sharing Data with third parties.

Use of Personal Information

18. With regards to restrictions concerning confidential information, we shall not disclose your personal information to any third parties unless required by law.

The functionality of the Website

19. To use all features and functions available on the Website, you may be required to submit certain Data.
20. You may restrict your internet browser’s use of Cookies. For more information see the clause below (Cookies).

Security

21. Data security is of great importance to the Company and to protect you’re Data we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure Data collected via this Website.
22. If password access is required for certain parts of the Website, you are responsible for keeping this password confidential.
23. We endeavor to do our best to protect your Personal Data. However, the transmission of information over the internet is not entirely secure and is done at your own risk. We cannot ensure the security of your Data transmitted to the Website.

Cookies

24. This Website may place and access certain Cookies on your computer. The Company uses cookies to improve your experience of using the Website and to improve our range of services. The Company has carefully chosen these Cookies and has taken steps to ensure that your privacy is protected and respected at all times.
25. All Cookies used by this Website are used in accordance with Act.
26. Before the Website places Cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. By giving your consent to the placing of Cookies, you are enabling the Company to provide a better experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however, certain features of the Website may not function fully or as intended.
27. This Website may place the following Cookies:
28. You can choose to delete Cookies at any time; however, you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalization settings.
29. It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.

General

30. You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.
31. If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal, or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.
32. Unless otherwise agreed, no delay, act, or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.
33. This privacy policy is governed by and interpreted according to the laws of Connecticut All disputes arising under this privacy policy are subject to the exclusive jurisdiction of the U.S. state of Connecticut courts.

Changes to this privacy policy

34. The Company reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.You may contact the Company at:

Email: [email protected]
Telephone Number: (919) 679-1444
Mailing Address:
Vestpoint Credit Repair
10030 Green Level Church Rd
Suite 802-2045
Cary, NC 27519

Effective as of February 2021