Monday - Friday1PM - 9PM
Location10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519
Call Us+1 919 371 2598
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Credit Repair
Made Affordable
We improve your credit so you can enhance your life. We created out pricing model around what will work for our clients – something affordable and easy.
Credit Audit includes:
Full Credit Report Analysis
Debt Ratio Review
Action Steps to Improve your credit
One-on-One Session to Review Account
Unlimited Dispute Letters
Personalized Dispute Letters
Disputes with 3 Major Credit Bureaus
Credit Audit includes:
Full Credit Report Analysis
Debt Ratio Review
Action Steps to Improve your credit
One-on-One Session to Review Account
Unlimited Dispute Letters
Personalized Dispute Letters
Disputes with 3 Major Credit Bureaus
One Time
Credit Analysis
- The basic understanding of credit restoration
- Full credit analysis of your entire credit report.
- Steps you can take to rebuild your credit.
- Recommend products for rebuilding your credit.
- Phone interview regarding the credit analysis.
Monthly
Credit Analysis
- Prepare your monthly dispute rounds for the credit bureaus.
- Prepare your monthly dispute rounds for the creditors, if needed.
- Prepare your monthly dispute rounds for the collectors, if needed.
- Review updated credit reports through your credit monitoring account.
- Review all updated documents sent to our company.
- File complaints on your behalf to regulatory agencies if needed.
- Educate you on the credit score improvement process by email.
- Educate you on the credit restoration process by email.
- Keep your client tracking portal updated with your credit improvement process.
- Keep you updated by phone, if need be, regarding your progress.
VestPoint Score Improvement Program:
All lenders and banks use the FICO credit score formula and not the Vantage Score offered by free credit score reporting services. There are over 60+ different FICO scores issued for various types of credit related decisions. As discussed with your consultant, FICO Mortgage Credit Scores are weighed and calculated much differently than FICO credit scores for autos, credit cards, insurance, etc. That is because there is more risk for a large loan amount as example $200,000 on a home for 30 years versus say $20,000 for the average price of a vehicle over 6 years. Mortgage Credit Pro’s efforts are to optimize FICO 2, 4 and 5 (the mortgage credit scores) for best results to a target 620 credit score. If you follow our Mortgage Credit Score Improvement Program, your plan of action and the recommendations of your consultant you should reach the 620 credit score. We will also help you obtain the desired credit score you seek for your specific situation.