Monday - Friday1PM - 9PM
Location10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519
Call Us+1 919 371 2598

Privacy Notice

This Privacy Notice applies between you, the User of the website: vestpointcreditrepair.com or use of credit repair services (collectively “Services”) and VestPoint Credit Repair, the owner and provider of the Services. VestPoint Credit Repair takes the privacy of your information very seriously. This Privacy Notice applies to our use of any and all Data collected by us or provided by you in relation to your use of the Services.

Definitions and interpretation

  • In this Privacy Notice, the following definitions are used:
Data Collectively all information that you submit to VestPoint Credit Repair via the Services. This definition incorporates, where applicable, the definitions provided in, the Fair and Accurate Credit Transaction Act (FACTA);
VestPoint Credit Repair, or us VestPoint Credit Repair of  10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519;
User or you any third party that accesses the Services and is not either (i) employed by VestPoint Credit Repair and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to VestPoint Credit Repair and accessing the Services in connection with the provision of such services; and

Scope of this Privacy Notice

  1. This document refers to personal data, this is defined as information concerning any living person (a natural person who hereafter will be called the Data Subject) that is not already in the public domain.
  • The Data Protection Act (DPA), Privacy and Electronic Communications Regulations (PECR), and The General Data Protection Regulation (GDPR) which is EU-wide and far more extensive, seek to protect and enhance the rights of data subjects. These rights cover the safeguarding of personal data, protection against the unlawful processing of personal data, and the unrestricted movement of personal data within the EU. It should be noted that GDPR does not apply to information already in the public domain such as Companies House data.

Who we are

  • VestPoint Credit Repair is a registered credit repair service agency.

Personal Data

  • VestPoint Credit Repair uses the information collected from you to provide quotations, make telephone contact and email you PR and marketing information that the agency believes may be of interest to you. In you making initial contact you consent to VestPoint Credit Repair maintaining a dialogue with you until you either opt-out or we decide to desist in providing credit repair services. VestPoint Credit Repair also acts on behalf of its clients in the capacity of the data processor.
  • Some personal data may be collected about you from our consultation, from records of our correspondence and phone calls, and details of your visits to our website, including but not limited to personally-identifying information like Internet Protocol (IP) addresses. VestPoint Credit Repair may from time to time use such information to identify its visitors. VestPoint Credit Repair may also collect statistics about the behavior of visitors to its website.
  • VestPoint Credit Repair’ website uses cookies, which is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. WordPress.org uses cookies to help VestPoint Credit Repair identify and track visitors and their website access preferences. VestPoint Credit Repair website visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using VestPoint Credit Repair’s website.
  • Any information VestPoint Credit Repair holds about you and your business encompasses all the details we hold about you and any sales transactions including any third-party information we have obtained about you from public sources and our own suppliers such as credit referencing agencies.
  • VestPoint Credit Repair will only collect the information needed so that it can provide you with PR and marketing services, this agency does not sell or broker your data, although coincidentally there may be times when your information could be contained in data that VestPoint Credit Repair has purchased from a third-party list broker, on behalf of a client.

Legal basis for processing any personal data

  • To meet VestPoint Credit Repair’s contractual obligations to clients and to also respond to marketing enquiries.

Legitimate interests pursued by VestPoint Credit Repair and/or its clients

  • To provide the Services offered by VestPoint Credit Repair and/or to market the services offered by VestPoint Credit Repair’s existing clients.

Consent

  • Through agreeing to this privacy notice you are consenting to VestPoint Credit Repair processing your data for the purposes outlined. You can withdraw consent at any time by contacting VestPoint Credit Repair.

Disclosure

  • VestPoint Credit Repair may on occasions pass your Personal Information to third parties exclusively to process work on its behalf. VestPoint Credit Repair requires these parties to agree to process this information based on our instructions and requirements consistent with this Privacy Notice and GDPR. VestPoint Credit Repair does not broker or pass on information gained from your engagement with the agency without your consent. However, VestPoint Credit Repair may disclose your Personal Information to meet legal obligations, regulations, or valid governmental requests. The agency may also enforce its Terms and Conditions, including investigating potential violations of its Terms and Conditions to detect, prevent or mitigate fraud or security or technical issues; or to protect against imminent harm to the rights, property, or safety of VestPoint Credit Repair, its clients and/or the wider community.

Retention Policy

  • VestPoint Credit Repair will process personal data during the duration of any contract and will continue to store only the personal data needed for six years after the contract has expired to meet any legal obligations. After six years any personal data not needed will be deleted.

Data storage

  • Data is held in the United States using different (multiple) servers.

 

Your rights as a data subject

  • At any point whilst VestPoint Credit Repair is in possession of or processing your personal data, all data subjects have the following rights:
•                   Right of access – you have the right to request a copy of the information that we hold about you.
•                   Right of rectification – you have a right to correct data that we hold about you that is inaccurate or incomplete.
•                   Right to be forgotten – in certain circumstances, you can ask for the data we hold about you to be erased from our records.
•                   Right to restriction of processing – where certain conditions apply you have a right to restrict the processing.
•                   Right of portability – you have the right to have the data we hold about you transferred to another organization.
•                   Right to object – you have the right to object to certain types of processing such as direct marketing.
•                   Right to object to automated processing, including profiling – you also have the right not to be subject to the legal effects of automated processing or profiling.
  • In the event that VestPoint Credit Repair refuses your request under rights of access, we will provide you with a reason as to why, which you have the right to legally challenge. VestPoint Credit Repair at your request can confirm what information it holds about you and how it is processed
  • You can request the following information:
•                   Identity and the contact details of the person or organization (VestPoint Credit Repair) that has determined how and why to process your data.

•                   Contact details of the data protection officer, where applicable.

•                   The purpose of the processing as well as the legal basis for processing.

•                   If the processing is based on the legitimate interests of VestPoint Credit Repair or a third party such as one of its clients, information about those interests.

•                   The categories of personal data collected, stored, and processed.

•                   Recipient(s) or categories of recipients that the data is/will be disclosed.

•                   How long the data will be stored.

•                   Details of your rights to correct, erase, restrict or object to such processing.

•                   Information about your right to withdraw consent at any time.

•                   How to lodge a complaint with the supervisory authority (ICO).

•                   Whether the provision of personal data is a statutory or contractual requirement, or a requirement necessary to enter into a contract, as well as whether you are obliged to provide the personal data and the possible consequences of failing to provide such data.

•                   The source of personal data if it wasn’t collected directly from you.

•                   Any details and information of automated decision making, such as profiling, and any meaningful information about the logic involved, as well as the significance and expected consequences of such processing.

  • To access what personal data is held, identification will be required VestPoint Credit Repair will accept the following forms of ID when information on your personal data is requested: a copy of your driving licence, passport, birth certificate and a utility bill not older than three months. A minimum of one piece of photographic ID listed above and a supporting document is required. If VestPoint Credit Repair is dissatisfied with the quality, further information may be sought before personal data can be released.

Complaints

  • In the event that you wish to make a complaint about how your personal data is being processed by VestPoint Credit Repair or its partners, you have the right to complain to VestPoint Credit Repair’s financial director. If you do not get a response within 30 days you can complain to the ICO.

The details for each of these contacts are:

VestPoint Credit Repair, of address 10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519;

Telephone (919) 679-1444 or email: [email protected].

VestPointOur Mission
Our number one priority to our customers is to help them get their financial life back. We do this through continuous education on the process of raising your credit score, rebuilding credit, debt settlement when needed and dealing with debt collectors. We believe that education is the key to restoring your credit.
OUR LOCATIONSWhere to find us?
10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519
GET IN TOUCHVestPoint Social links
A HIGH CREDIT SCOREOur Mission
Our number one priority to our customers is to help them get their financial life back. We do this through continuous education on the process of raising your credit score, rebuilding credit, debt settlement when needed and dealing with debt collectors. We believe that education is the key to restoring your credit.
OUR LOCATIONSWhere to find us?
10030 Green Level Church Rd Suite 802-2045 Cary, NC 27519
GET IN TOUCHVestPoint Social links
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